{"id":5157,"date":"2016-03-22T12:10:24","date_gmt":"2016-03-22T12:10:24","guid":{"rendered":"http:\/\/staging.ingenie.com\/young-drivers-guide\/?p=5223"},"modified":"2017-09-15T16:36:09","modified_gmt":"2017-09-15T15:36:09","slug":"temporary-insurance-for-under-25s","status":"publish","type":"post","link":"https:\/\/www.ingenie.com\/young-drivers-guide\/temporary-insurance-for-under-25s","title":{"rendered":"Temporary insurance for under-25s"},"content":{"rendered":"<p>Picking up a car? Borrowing a friend's? Even if it's just for a day, you'll need temporary car insurance.<\/p>\r\n\r\n<p>If you have your own policy, that would cover damage to YOU - but not your friend's car. Get your own temporary insurance for the car and don't risk the \u00a31,000 bill when you reverse through a wall.<\/p>\r\n\r\n<blockquote>Getting temporary insurance protects the car owner's <a href=\"https:\/\/www.ingenie.com\/young-drivers-guide\/what-is-a-no-claims-discount\" target=\"\">No Claims Discount<\/a> - keeping you safe from rage.<\/blockquote>\r\n\r\n\r\n<h2>When do I need temporary car insurance?<\/h2>\r\n\r\n<ul>\r\n\t\r\n<li>Borrowing someone's car<\/li>\r\n\t<li>Picking up a new car you haven't insured fully yet<\/li>\r\n\t<li>Renting a van to move house<\/li>\r\n\t<li>Sharing a drive in someone else's car<\/li>\r\n\t<li>For short-term cover like uni holidays<\/li>\r\n\t<\/ul>\r\n\r\n\r\n<h2>When you might struggle to get temporary insurance<\/h2>\r\n\r\n<p>Some insurers will be reluctant to offer temporary insurance to under-21s and you may also struggle if you have points on your licence, past claims or previous driving convictions.<\/p>\r\n\r\n<p>FYI: <strong>ingenie doesn't offer temporary insurance<\/strong> because our whole thing is about building up a picture of your driving style over time, so we can work out your good driving discounts. Find out <a href=\"\/how-it-works\">how that works<\/a>. <\/p>\r\n\r\n&nbsp;\r\n<a href=\"https:\/\/prequote.ingenie.com?utm_source=YDG&amp;utm_medium=banner&amp;utm_campaign=temp_insurance&amp;utm_content=time\"><img loading=\"lazy\" decoding=\"async\" src=\"\/wp-content\/uploads\/sites\/4\/2014\/01\/YDG-Web-Banner-Explore-1.jpg\" alt=\"Click for up to 21% off your car insurance\" width=\"1200\" height=\"200\"><\/a>\r\n&nbsp;\r\n\r\n<h2>Important stuff you need to know about temporary insurance<\/h2>\r\n\r\n<p>A temporary policy that you turn off and on as you need it might seem like a nice, cheap alternative to getting a year-long policy. Unfortunately, recent changes to the law make it illegal to keep a car without insurance if you haven't told the DVSA it's <a href=\"https:\/\/www.gov.uk\/sorn-statutory-off-road-notification\/overview\" target=\"_blank\">off the road (SORN)<\/a>.<\/p>\r\n\r\n<p>This means any car you take out temporary insurance for should already be covered by another policy - for example, a parent's - or about to be covered by a full policy.<\/p>\r\n\r\n<blockquote>Don't leave any vehicle you own without insurance if you haven't <a href=\"https:\/\/www.gov.uk\/sorn-statutory-off-road-notification\/overview\" target=\"_blank\">declared it off the road<\/a>.<\/blockquote>\r\n\t\r\n\t<div class=\"container-border text-center margin-top-20\"><h4>Don't quite get how car insurance is worked out? Go read about <a href=\"https:\/\/www.ingenie.com\/young-drivers-guide\/how-is-car-insurance-worked-out\" target=\"\">all the factors that decide your price<\/a>.<\/h4><\/div>\r\n\r\n\r\n","protected":false},"excerpt":{"rendered":"<p>Picking up a car? Borrowing a friend&#8217;s? Even if it&#8217;s just for a day, you&#8217;ll need temporary car insurance. If you have your own policy, that would cover damage to YOU &#8211; but not your friend&#8217;s car. Get your own temporary insurance for the car and don&#8217;t risk the \u00a31,000 bill when you reverse through [&hellip;]<\/p>\n","protected":false},"author":49,"featured_media":5159,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-5157","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance","car-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ingenie.com\/young-drivers-guide\/temporary-insurance-for-under-25s\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Temporary insurance for under-25s - Young Driver&#039;s Guide\" \/>\n<meta property=\"og:description\" content=\"Picking up a car? Borrowing a friend&#039;s? Even if it&#039;s just for a day, you&#039;ll need temporary car insurance. If you have your own policy, that would cover damage to YOU - but not your friend&#039;s car. Get your own temporary insurance for the car and don&#039;t risk the \u00a31,000 bill when you reverse through [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ingenie.com\/young-drivers-guide\/temporary-insurance-for-under-25s\" \/>\n<meta property=\"og:site_name\" content=\"Young Driver&#039;s Guide\" \/>\n<meta property=\"article:published_time\" content=\"2016-03-22T12:10:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-09-15T15:36:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ingenie.com\/young-drivers-guide\/wp-content\/uploads\/sites\/4\/2016\/03\/Temporary-car-insurance_featured.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"480\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"ingenie\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/#website\",\"url\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/\",\"name\":\"Young Driver&#039;s Guide\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/temporary-insurance-for-under-25s#primaryimage\",\"inLanguage\":\"en-GB\",\"url\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/wp-content\/uploads\/sites\/4\/2016\/03\/Temporary-car-insurance_featured.jpg\",\"contentUrl\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/wp-content\/uploads\/sites\/4\/2016\/03\/Temporary-car-insurance_featured.jpg\",\"width\":480,\"height\":400,\"caption\":\"Standing by a car\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/temporary-insurance-for-under-25s#webpage\",\"url\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/temporary-insurance-for-under-25s\",\"name\":\"Temporary insurance for under-25s - Young Driver&#039;s Guide\",\"isPartOf\":{\"@id\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/temporary-insurance-for-under-25s#primaryimage\"},\"datePublished\":\"2016-03-22T12:10:24+00:00\",\"dateModified\":\"2017-09-15T15:36:09+00:00\",\"author\":{\"@id\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/#\/schema\/person\/ab5d91c309c20c08d5214673879943e8\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/temporary-insurance-for-under-25s#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.ingenie.com\/young-drivers-guide\/temporary-insurance-for-under-25s\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/temporary-insurance-for-under-25s#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.ingenie.com\/young-drivers-guide\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Temporary insurance for under-25s\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/#\/schema\/person\/ab5d91c309c20c08d5214673879943e8\",\"name\":\"ingenie\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/#personlogo\",\"inLanguage\":\"en-GB\",\"url\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/wp-content\/uploads\/sites\/4\/2019\/06\/ingenie-icon-ingenie-blue-120x100.jpg\",\"contentUrl\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/wp-content\/uploads\/sites\/4\/2019\/06\/ingenie-icon-ingenie-blue-120x100.jpg\",\"caption\":\"ingenie\"},\"url\":\"https:\/\/www.ingenie.com\/young-drivers-guide\/author\/ingenie\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ingenie.com\/young-drivers-guide\/temporary-insurance-for-under-25s","og_locale":"en_GB","og_type":"article","og_title":"Temporary insurance for under-25s - Young Driver&#039;s Guide","og_description":"Picking up a car? 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