Car insurance for female drivers
ingenie offer great savings on car insurance for young female drivers. We prefer to base people on their actual driving, not a bunch of generic statistics.
Black box liberates young female drivers
Statistically, female drivers are safer than male drivers. But since the government decided that charging women less than men for their car insurance was unfair (sorry girls), insurers haven’t been able to reward them with lower premiums.
Luckily though, with black box insurance, we can treat you as an individual based on how you actually drive. So you’ll get a competitive price upfront and have the chance to earn up to 21% off over the year for your good driving.
How young female drivers can SAVE money on insurance
Choose your car carefully
Picking the right car can make a huge difference to your insurance premiums. In the ingenie community, the average age of the cars we insure is 10 years old - for good reason! It’s just cheaper to insure a less fancy car.
However, you still need to be fussy over a few things. Fuel efficiency and vehicle tax are 2 more considerations - how much fuel are you going to have to buy to get around and how much tax are you going to have to pay?
Cars in low insurance groups are not only cheaper to insure - they’re also likely to have low vehicle tax and could even be exempt.
Think about black box insurance
Good female drivers deserve to pay less for their insurance. We give you the chance to earn your discounts 3 times a year, so you could get the rewards of good driving after just 3 months. We also don’t make it hard for you with curfews and mileage restrictions.
There’s a lot of evidence to suggest that women are safer drivers than men - although they do have more small incidents - woops. But 90% of ingenie drivers get their No Claims Discount at the end of their first year with us.
Just work on the regular driving feedback we send you and watch out for those bollards - you'll be paying even less in no time.
Save money in 3 simple steps
Save on your insurance quote
Young female drivers save an average of £260 when they buy their car insurance from us. The black box is included at no extra cost.*
Earn up to 21% extra discount
Based on your driving, your price is reviewed 3 times a year. 7 out of 10 customers earn a discount just for driving well.**
More savings when you renew
On average, our customers’ insurance drops by 33% after one year - that works out at around £401 cheaper.***
Get a quote See how much you could save!
*Based on ingenie customers Aug 2020 - April 2021.
**Premium increases could apply for poor driving.
*** Based on all ingenie customers between May 2020 - April 2021
How ingenie young female driver insurance works
Get your box fitted
We’ll collect data on your speed, acceleration, braking and cornering
Driving feedback
Every 10 days, you’ll get advice and an update on your discounts in the app
Saving on renewal
We’ll use your driving over the year to help us work out your renewal price*
* Other factors will go towards your final renewal quote including any changes made to the policy that year
See what our customers are saying about us
I save £1,000 on my car insurance with ingenie, and got an extra £149 back after just three months.
Hanna, ingenie customer
ingenie were the cheapest by over £500 - and I’ve already got £117 back just for driving well.